Chapter 7: Secure Financing and Place Your Order
Turn Your Garage Vision into Reality with Easy Financing and Seamless Ordering
By now, you have a clear understanding of the costs involved in building your metal garage, including the prefab garage, permits, and foundation. Whether you’re ready to invest your savings or need financial assistance, this chapter will guide you through securing the right financing options and placing your order with Top Steel Shed effortlessly.
WHY CHOSE US
Certified Metal Garages&Carport
Comes with a 1-year workmanship warranty and a 20-year warranty against rust, with optional 12-gauge steel framing and most roof panels.
Fast Delivery and Installation
Most of our metal garages&carports are delivered and installed within 30 to 60 days.
Risk-Free Guarantee
We offer a 100% refundable deposit until the day your metal garage&carport is delivered.
Contact Us for Your Custom Estimate
At Top Steel Shed, we offer fast, precise estimates for carports and garages. Contact us directly to budget your project easily.
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Understanding Your Total Garage Cost
Before moving forward, ensure you have a comprehensive understanding of all expenses related to your garage project:
Prefab Garage Cost
Includes the garage kit and professional installation.
Permits
Fees required by your local government for building permits.
Concrete Foundation
Costs associated with laying a durable foundation for your garage.
Once you’ve totaled these costs, you’ll have a clear picture of your budget and financing needs. If you have the funds available, you can proceed to place your order. Otherwise, explore the financing options below to make your dream garage affordable.
Financing Options for Your Metal Garage
If financing is necessary, Top Steel Shed offers several flexible options to help you fund your garage project:
Home Equity Line of Credit (HELOC) or Second Mortgage
Best For: Homeowners who have built up equity in their property.
Advantages:Competitive Interest Rates: Typically lower than unsecured loans.
Flexible Borrowing: Access funds as needed, similar to a credit card.
Considerations:Secured by Your Home: Your property serves as collateral.
Application Process: Requires thorough documentation and approval.
Zero-Interest Credit Cards
Best For: Those confident they can repay within the introductory period (usually up to 21 months).
Advantages:No Interest Charges: Save money if you pay off the balance quickly.
Considerations:Credit Limit: Ensure your credit limit covers your garage costs.
Terms and Conditions: Carefully review to avoid high-interest rates after the promotional period.
Personal Loans
Best For: Individuals seeking unsecured financing without tying up home equity.
Advantages: Quick Access to Funds: Faster approval compared to HELOCs.
Fixed Interest Rates: Predictable monthly payments.
Considerations: Higher Interest Rates: Generally higher than HELOCs.
Origination Fees: May apply, increasing the total loan cost.
Cash-Out Refinance
Best For: Homeowners with high-interest mortgages looking to refinance.
Advantages:Potentially Lower Interest Rates: Reduce your overall mortgage rate.
Access to Additional Funds: Use the equity in your home for your garage.
Considerations:Closing Costs: Can be substantial, so weigh the benefits against the fees.
Extended Loan Term: May increase the time to pay off your mortgage.
Get All the Details with Our Garage Buying Guide
Steps to Place Your Order
Once your financing is secured, follow these simple steps to place your order and begin the installation process:
Step 1: Finalize Your Design
Access Your Design: Locate the email with your saved design link or visit our Garage Builder to create or modify your garage design.
Review and Confirm: Ensure all customization options meet your needs and preferences.
Step 2: Place Your Order
Submit Your Design: Use the Garage Builder to finalize your design and proceed to order.
Pay the Deposit: Secure your order with a deposit, typically ranging from 10% to 17% of the total cost. For larger garages over $15,000, a 50% deposit may be required when scheduling installation.
Payment Methods: Deposits can be made using any major credit card for your convenience.
Step 3: Order Confirmation and Support
Receive Confirmation: After placing your order, you’ll receive a confirmation email with all necessary details.
Permit and Site Preparation: Our team will provide information on requesting permits and preparing your site for installation.
Order Queue: Your order will be held until permits are approved and your site is ready. Once everything is set, we’ll notify the manufacturer and schedule your installation.
Step 4: Enjoy Your New Garage
Installation: Our professional crew will install your garage efficiently, ensuring it meets all quality standards.
Post-Installation Support: We offer ongoing support to address any questions or additional needs you may have.
Risk-Free Ordering:
Deposit Refund: If you decide to cancel your order before delivery, you’re entitled to a 100% refund of your deposit, ensuring a risk-free investment in your new metal garage.
Frequently Asked Questions
The minimum width for a single-car garage is typically 10 feet, with garage door sizes usually scaled down to 8 feet. However, for larger vehicles like SUVs, a wider garage (12 feet) is recommended to ensure the doors can open comfortably.
The average single-car garage size is 12 feet wide by 20 feet deep. Other common sizes include 12’x25’ and 18’x20’, offering more space for storage and larger vehicles.
While our sheds and garages are not designed as permanent living spaces, they can be customized and insulated for use as workshops, studios, or recreational areas. Always check with local building codes and zoning regulations before planning to use the building as a living space.
A standard garage is typically 18 to 20 feet long, providing enough depth for most vehicles and additional storage space.
For full-size pickups, a garage should be at least 24 feet deep. This ensures ample space to maneuver around the vehicle and prevents any tight parking situations.
Standard garage door sizes for a two-car garage are approximately 9 feet wide per door, totaling around 16 feet wide for two doors. This accommodates most sedans and SUVs comfortably.
A typical 4-car garage measures at least 36 feet wide by 24 feet deep, with individual door widths of about 16 feet. Larger garages may be required for bigger vehicles or additional storage needs.
For comfortable access, a garage should be at least 4 feet wider and deeper than the vehicle’s dimensions. For example, a car that is 6 feet wide would require a garage that is at least 10 feet wide.
